Let Acupraise attend to your appraisal needsTo a lot of people, an appraisal just looks like another cost in the long list of items for a mortgage or refinance. The majority of lenders still call for a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation processes that may seem more economical than an appraisal. You might think that securing a mortgage is the only reason you should get an appraisal, but there are other times when the services of a licensed, independent real estate professional could be beneficial. ![]() Contest your tax assessment in Macomb CountyIf you reside in an area where property values have declined, it's possible you're paying too much in property taxes. An appraisal from Acupraise is your best evidence when building your case. We can assist you in disputing your tax assessment. PMI removal to lower a mortgage paymentPrivate Mortgage Insurance, or PMI, is an additional insurance plan that almost all lenders ask homebuyers to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. This added payment is often folded into the monthly mortgage payment and is soon forgotten. PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. Acupraise can give you a statement regarding the value of your home, and the cost of the home valuation can usually be offset in little time because you'll no longer be paying the PMI. Order your appraisal from Acupraise today Order todayDivorce settlement with less stressA divorce can be a very horrible ordeal for both parties, and it is often more complicated by the difficult decision of who keeps the home. Regardless of the situation, it's a good idea to get an appraisal from Acupraise so both parties are fully aware of the true market value of their house. The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Determine a fair and accurate valuation for estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these affairs. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal. Move to or from Macomb County for workWe are familiar with the headaches involved with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our intensive inspection, we recommend relocating employees to provide remarks on the positive characteristics of their property, along with information regarding any current sales or listings in their area that they want considered. Close on your home quickly — for an accurate priceWhether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what amount the house sells for, apart from real estate agents. Our fees aren't related to the sales price, but rather they are based on our efforts to finish the appraisal report. We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homesstay on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. ![]() |